Family laying on the floor holding a piggy bank

Child Savings Bundle

Start teaching your kids healthy money saving habits!

Designed for kids ages 0-12, this bundle combines the power of high-earning accounts with practical tools for financial growth. Help your child start their savings journey with accounts tailored for future success. Accounts must be opened in the child’s name with an adult custodian (18+). Both the CD and Savings Account must be opened with the same account owners and/or custodians to qualify for the special Child-Savings 12-Month CD.

Child-Savings 12-Month CD

The Child-Savings 12-Month CD offers an impressive 5.00% APY, making it a fantastic way to grow your child’s savings. Enjoy flexibility with additional $500+ deposits during the term (up to $10,000 maximum). This limited-time special is perfect for setting a strong financial foundation for your little one.

Key Details:

5.00% APY¹
$500 Deposit Required to Open Account
Additional Deposits: $500 or more allowed during the 12-month term
Maximum Balance Allowed: $10,000
Limited One-Time CD Special

Kids' Club Savings Account

Learning smart savings habits is fun and rewarding with our Kids' Club Savings Account! From no minimum balance to free gifts and annual birthday surprises, we make saving exciting for kids while promoting consistent habits. Perfect for children aged 12 and under, the Kids' Club Account is designed to grow with your child and instill financial responsibility early on. Once the account holder turns 13, their account will automatically convert to a traditional savings account.

Features Include:

0.20% APY²
No Minimum Balance
No Monthly Fees: Keep every penny—truly free savings
Online Banking: Accessible to adult account owners, including mobile deposits
Free eStatements
Special Rewards: Free gift upon opening + annual birthday gift

Encourage your child’s savings adventure and take advantage of additional youth financial education opportunities! Learn more about the Kids' Club Savings Account here.

Parent-Friendly Features

Automatic Savings: Easily transfer your child’s allowance directly into their account
Save the Change: Round up purchases and transfer the difference into savings effortlessly
No Monthly Fees: Keep every penny—truly free savings
Mobile Check Deposit: Use your mobile device to deposit checks in minutes.

Visit with a Personal Banker today!

¹ Certificates of Deposit (CDs) earn interest and have no monthly service charge. Annual Percentage Yield (APY) effective as of 02/03/25 and subject to change. $500 minimum deposit required. Early withdrawal penalties may apply and reduce earnings.

² Annual Percentage Yield (APY) effective as of 02/03/25 and subject to change.

Financial Education for Kids of All Ages

Check out our FREE Financial Literacy program called Banzai! Read through dozens of articles and play games that teach kids about real-life financial scenarios.

Get started