The Best Home Loans for Your Unique Needs
With the most robust list of loan programs offered in our area, we can help you finance any home project to meet your specific needs.
Purchase Loans
Are you a first-time homebuyer or simply looking for a new place to call home? Decorah and Cresco Bank & Trust offers fixed-rate mortgage home loans and adjustable rate home loans to provide more flexibility to meet your unique situation.
Bridge Loans
Are you in between selling your current home and buying a new home? A bridge loan is a short-term loan option that allows you to use the equity in your current home for the down payment on your next property while you wait for your home to sell.
Lot Loans
Looking for a loan to purchase land for future development? At Decorah and Cresco Bank & Trust, we offer loans for bare lots, even if you don’t have plans to build on the lot right away.
Mortgage Refinancing
Your needs change over time - and so can your mortgage loan! Refinancing your mortgage may allow you to qualify for a lower home mortgage interest rate and repay your loans faster. We offer fixed-mortgage rate loans to meet your specific needs.
Home Renovation Loans
From simple home repairs to complex renovations, we’re here to finance your home improvement dreams.
Home Construction Loans
Planning to build the home of your dreams? We’re here to help you every step of the way. With free pre-qualification to help you determine a budget, easy application and approval process, and payments made directly to contractors, let us help you make the most of your plans.
USDA Loans
The USDA home loan program is a federal loan program that assists low-income loan applicants in obtaining housing in eligible rural areas. *To learn more about this low-income housing loan or to apply for a USDA home loan, contact a Home Mortgage Lender.
VA Home Loans
The Veterans' Home Loan Program helps active-duty service members, veterans, and eligible surviving spouses to finance a home. *To learn more about VA loans or apply, contact the bank directly.
Premier, Comprehensive Mortgage Lending Services
With a variety of traditional home loans and home equity loans, Decorah Bank & Trust is here to meet all of your real estate loan needs. Our home financing customers receive a wide variety of benefits including:
- Competitive mortgage rates and terms.
- Quick approval time and on-site processing and servicing (before or after-hour appointments are available).
- Online and mobile mortgage application technology is easy, secure, and fast. Apply now!
- FREE pre-qualification, mortgage interest rate quotes, and home buyer educational resources.
- Tax and insurance escrow services are available.
- Home mortgage financing is available throughout the United States.
- First-time home buyer programs are available.
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From mortgage calculators and mortgage lenders to supporting financial services, such as personal savings accounts, we’re here to provide the financial support you need to live life to the fullest. When you choose Decorah Bank & Trust, you’re getting more than just a loan from a bank, you’re getting the support and resources of a trusted, local financial partner.
Take The First Step Towards Your Dream Home With Trusted Local Lenders
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