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Snap, Tap, Deposit - The Era of Mobile Check Deposits

Posted in: Digital Banking

Snap, Tap, Deposit - The Era of Mobile Check Deposits

In today's digital world, convenience is essential. Banking has evolved to match our on-the-go lifestyles. Mobile check deposits are a game-changer for anyone looking to save time and skip the bank visit. Whether you’re a busy professional or running a business, mobile deposits offer a quick, safe, and easy tool to help manage your finances. This guide will cover everything you need to know, from endorsements to the step-by-step process. Ready to simplify banking? Let's begin.

Why Choose Mobile Deposits?

Mobile deposits are all about convenience. No more queues or rushing to the bank before it closes. With just a few taps on your smartphone, deposit checks anytime, anywhere. This feature is designed to make your life easier, saving time and effort.

The Importance of Endorsement

Endorsing your check is crucial for mobile deposits. For personal checks, just sign your name. Business checks require the business name or business name with authorized signature as endorsement. Be sure to designate the mobile deposit, either by ticking the mobile deposit box if your check has one, or writing “mobile deposit only” on the back of the check.

Step-by-Step Guide to Mobile Deposits

  1. Open Your Mobile Banking App: Log into your account.
  2. Select “Deposit Check”
  3. Choose Account You’d Like Funds to Deposit Into
  4. Type In Total Deposit Amount
  5. Take a Photo: Follow prompts to photograph both sides of the check.
  6. Endorse the Back
  7. Submit: Press “submit deposit”, and your check is on its way for processing.
  8. Track Your Deposit: Track your deposit's status through the app, with notifications from submission to approval, keeping you informed. Checks submitted and approved before 5pm CT will be deposited the same day.

Mobile check deposits offer quick, safe, and easy depositing from home or office. Ready to simplify banking? Download our app today and start depositing with ease. Contact us with any questions you may have. Happy banking!

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